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Archive for December, 2009

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If you’re self-employed and are not incorporated, you also have excellent options for funding your retirement. You can open up what is known as a SEP, a Keogh, or a SIMPLE. All three of these are great ways to plan ahead. In order to qualify for these three retirement accounts, your earnings must be reported on Form 1099-misc. or be earned as fees for services you’ve provided. (Company employees, on the other hand, are usually provided with W2s to report the money they’ve earned.)
If you have people working for you, after a certain period of time you’ll have to fund the SEP, Keogh, or SIMPLE plan for them as well.